If you weren’t riding the bike, how would it be collision coverage? Some Yahoo struck your property— could have been a house or a piano, you have no fault in that.
So call them back and clarify. The bike was parked in a legal spot, ignition off and you were not present.I guess it's what I should have said to the agent because I got off the phone with them a little while ago and was informed that I will not be covered as it's considered a collision.
Should've said the tree did it.
Thanks for the input. I planned on doing exactly that. I've got the dent taped right now so it doesn't get wet but I planned on trying to take it to a shop to at least get the dent out, doing an amateur paint job with the oem color from colorrite and then putting the tank slider on it.
New tank is ~800 for current year and ~1k+ for previous years so, tank slider it is!
Appreciate your help RJ.
So. You're covered if you were on the bike?........I have liability, comprehensive and uninsured motorists insurance (which doesn’t cover property damage here in NY).
I’d have to try and fight the comprehensive avenue, though they have record of my claim in written format of me detailing how I THOUGHT a car backed into my motorcycle…
If anything that I say is what goes, though, couldn’t I just say a UFO knocked my bike over and it’d be vandalism?
I don’t KNOW if a car backed into my motorcycle. I just know it was on the ground with a note. Shouldn’t they have to prove if it was knocked over or not?