Thanks for the link, I really like that Motorhead. I want that stryker vest also but it's just the wrong colors
They make it in black/red. And it actually looks bitchin. PG uses this under his jacket and it has really changed my attitude about Icon products, in that I think it is a good affordable option for body armor. I have been thinking about buying the womens version since I don't wear anything under my leathers when I'm doing canyon rides.
For affordable jackets you can check out Teknic, Fieldsheer, and AGV Sport. they make good quality stuff that is in an affordable range.
Edit: I just saw that you don't like the black and red. Really, my opinion on it is that you're wearing it UNDER your jacket anyway. Who gives a shit about what it looks like if it keeps your spine and ribs protected?
With that being said, you can pick up a decent textile jacket (I'd look into Carbolex material) and wear the armor under that as awell if you are concerned about it being too hot.