My problem with the logic in the above post.......
I really do not like having to be forced to work on a car.......... which with used and abused "cheap" shit you are.... ( I am not really sure any of the cars on the market today for sub 15k are worth buying unless you are willing and ready to spend a few thousand more on them- or atleast have that money available or......... are mechanically inclined and do not value your time to be forced to work on them often to save the $100/hr+ garage fee
that 1800 saturn has me over 4k into it plus I can't even say how many days or part of days I had to work on it to be able to drive it another day/week/month (realistically I am sure I have 20 hrs work time in to the pile of cowdung, 20x85=1700............ so now it is a 6000 dollar pile of dung and it still needs a muffler, rear shocks and rear springs if one wants it to be quite and ride good.doing those would push it to a 7000 dollar pile of dung. and at 170,500 miles it could blow the engine, break the timing chain or tensioner or burn up the clutch or any number of major expense things--all things that would garner it a junkyard car not worth fixing
That isn't what I want out of a car........
and for Cherie's car........... I don't like working on her shit either
I mean I don't mind doing oil changes, belts, filters, a battery or two, mounting and balancing tires when needed or even installing new brakes......... But I don't want to have to replace rusty crusty garbage suspension or exhaust or be forced into doing shit that takes more than an hour and gets me dirty and especially I do not wnat to be forced to it needs it RIGHT NOW, as it is her only vehicle....... (I borrowed her the saturn shitbox--the only vehicle I own I would even consider letting her or anyone else drive that I own.on numerous occassions while having to fix her previous cars or while they were in the bodyshop getting repaired for 7-10 days........... this won't happen any longer once the Saturn is gone, I told her to add rental car coverage to her policy since if it breaks she will need a rental)
and with used stuff you end up having to do those things....... plus there is that huge unreliability factor of getting stranded or needing to be towed, missing work etc and if you are not handy that shitbox 3k car can cost you more than a good 10k car in a couple of years..and if you keep throwing away the 3k car everytime you need to spend more than 1k on it, you may as well buy something brand new.....you would be out the same money or only slightly more for far better reliability and performance and way less headaches is really what you are buying with the new car payment
thus I tried pushing her to buy something new, she simply refused to spend the money--- she will just beat me up to fix shit so she doesn't have to pay what it really costs to fix.....
thus why I got tired of working on the shitbox saturn and did buy something new for myself.......... I know with pretty good certainty I have atleast 5 years with no issues but routine maintenance, and quite likely longer......
~ Saturn is about 4k into it, if it sells at 2200......... 1800 use for about 19 months (plus atleast 20 hours of my time working on it..... another 1700) ....so 3500 for 19 months $185/month to use it and loads of inconvenience.... I would rather spend 250 or even 300 a month and zero inconvenience and loads of reliability
I absolutely agree........ taking out a loan for 6,7,8 years is idiotically dumb and costly...you can easily double the cars "sale" price financing that long
even 4 and 5 year loans garner a few thousand in interest (if you have good credit, I mean 720+ good) and if you have crap credit even these terms can get you to double the price of a car, especially used cars where they interest rate gouge you
any vehicle sub say 10k should for sure just be purchased with cash, and for many people 15k and under should be the cash threshold.... unless you can get 0 interest or something damn close
~~~~~~~~~~~~~~ story time....
so a guy arrives today to look at saturn, has his 15 or 16 yr old daughter to translate. uggg, been in the country 15+ years and still refuses to speak english---my attitude is .... go back! you clearly refuse to assimilate and adjust to this country!!!!
anyways........ he listens to it run after starting it, touches nearly every surface on it inside and out, then after about 10 minutes (through his daughter translating) he offers 1600 (2400 ask price)....I flat say no, and explain I have someone coming tomorrow am around 830am with 22 crisp hundreds (they sent me a picture and I even showed her the picture and messages)..they go back and forth for a bit, he gets to 2000 --no---then some more back and forth still 2000, then some more back and forth between them, finally gets to 2100
I stood firm on the 2200 and then she tells me he wants it but can't pick it up until tomorrow about 9am (other guy is set to show up at 830am) I explain this to her
he still says 2100? tomorrow at 9am or did he agree to 2200..who the fuck knows ( I searched, there are about a dozen saturn vues with the same or more miles and years and zero service history and they range in price from 2500 to 5500 and a couple outlyers in there for around 1000 but do not run or run but wont shift or or or........... 2400 is the right asking price for this for a fast sale of a decent vehicle, I could have asked 3500 judging by what is out there, and then waited for a sale........and might if neither of these people buy it........ 3500 ask may net 3000 or 3200??? or I could install that new 200 muffler and the new 250 worth of shocks and springs and waste another 5 hours of my life then ask 4500.......... fuck em!!!
Well I guess if guy A is a no show at 830am I will give my address to guy b to come around 9am
guy A only read my very descriptive multi-paragraph ad with 20 pictures and we had some back and forth online and then a couple texts, no actual talking on phone and no actually physical seeing or hearing it yet (he works! I work....)
guy B, had his brother reply to the ad, no real questions other than 1 day later asking for the address to come see it ( I explained I have it at work so you'll have to come here to see if if coming now)
Guy B, no cash, not even sure he read the ad and understands he has to bring me crisp clean 100 dollar bills or no deal......... he also did not drive (even had he asked I would have said no without the money in my hand, all of the money)
there were atleast 25 other replies to the ad all with dumbfuck stupid shit..........