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Jeez, after reading some of this I feel pretty bad for you Canadians, at least in that area. You're getting absolutely boned by insurance companies. I pay $40/month for both my ZX6R and CBR500R, with full coverage and comprehensive, and a $500 deductible. It'd be even less if I would've went with the $1000 deductible.

When I had my brand new Ducati 1198 that I bought at age 22, I was paying about $70/month, and that dropped substantially after I turned 25. I thought it was pretty good all things considered.

Now if only we could get your healthcare rates here in the US....
I was quoted on an F4i at 20 for 12000 a year.... Ontario insurance is criminal...This is what we pay for liability! :headbang:

And it seems mine and allstate are the best out there..which is robbery
 

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Ive herd something like that the rates we have right now were supposed to be the rates 5 years from now and that they re going to drop the rates next year and then we will have the rates we have right now 5 years from then ...
 

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Not sure if it's been covered yet ..

I had the same problem with statefarm, i was with them from 2008 until 2015 ... when they switched companies, my rate went up exactly 1200 ...

I obviously left them, i ended up finding a broker that got me a wicked rate on my 2013 ZX6R .

The broker is Navigators Insurance

They set me up with Wawanesa .. Aside from SF insurance hike .. I was paying 114 a month .... Wawanesa set me up with a rate of 88 per month .. Got my renewal last week, it did go up a little, but still under 100 per month

Might be something you would want to look into !
 

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25 is the magic age. When I hit 25 my insurance drops from $3500/yr to $1500/yr for my Ninja.
Same story... G license since 16, squeaky clean record.
Hey man! Im 21 and planning to get my license this summer. Im planning to get zx6r since there zx25r is not available in north america. How much do you think would the insurance cost? I just got my G-license and have a clean record
 

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Hey man! Im 21 and planning to get my license this summer. Im planning to get zx6r since there zx25r is not available in north america. How much do you think would the insurance cost? I just got my G-license and have a clean record
You realize this thread is 5 years old? Instead of asking random people on the internet you should be getting some online quotes from whoever offers insurance in your area. If you are in Alberta I can recommend a company, other provinces I have no idea.

I would also suggest not buying a new full bodywork sport bike as your first bike. Insurance will be crushingly expensive, especially if you finance and have to carry full coverage.


Mark
 

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In sorry to tell you, no one is gonna insure you on a 6 at 17 years old.... If you do find anyone willing, you're gonna pay 10 grand a year.. At this point in time I'm afraid, it just wouldn't be worth what you'd pay. Besides... I'm not entirely sure you Know what it is you're getting yourself into... Have you ever owned or ridden a motorcycle? If the answer is no.. I'll stop you there Nd tell you right now, this is an idea you ought to let go of for another decade. Also.. I'm really sorry to be that guy, last thing I wanted to do is crush your dreams... Have you looked into a grom or something similar?
In sorry to tell you, no one is gonna insure you on a 6 at 17 years old.... If you do find anyone willing, you're gonna pay 10 grand a year.. At this point in time I'm afraid, it just wouldn't be worth what you'd pay. Besides... I'm not entirely sure you Know what it is you're getting yourself into... Have you ever owned or ridden a motorcycle? If the answer is no.. I'll stop you there Nd tell you right now, this is an idea you ought to let go of for another decade. Also.. I'm really sorry to be that guy, last thing I wanted to do is crush your dreams... Have you looked into a grom or something similar?
I bought a zx6r I have my m2 license took rti training course passed and have a clean record how much do you think I’ll pay for insurance?, I plan to insure it asap. If insurance is too expensive I’ll probably sell it
 

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I bought a zx6r I have my m2 license took rti training course passed and have a clean record how much do you think I’ll pay for insurance?, I plan to insure it asap. If insurance is too expensive I’ll probably sell it
The member you quoted hasn't been on the forum for over 4 years. As above, call an agent and get a real quote for your insurance. Almost no one on the internet is going to be able to give you useful advice or info because your situation will be different than the rest and insurance varies so much by region. My WAG from Alberta is you will pay $1000+ just for basic liability coverage and you may struggle to find a company that will actually cover you, depending on your age.


Mark
 

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The member you quoted hasn't been on the forum for over 4 years. As above, call an agent and get a real quote for your insurance. Almost no one on the internet is going to be able to give you useful advice or info because your situation will be different than the rest and insurance varies so much by region. My WAG from Alberta is you will pay $1000+ just for basic liability coverage and you may struggle to find a company that will actually cover you, depending on your age.


Mark
I live in Toronto Ontario
 

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As someone who lives in Toronto I can say your gonna be hard pressed to find an insurance company that is going to insure a new rider on a supersport...I just had a buddy just get his M2 and he isnt a young guy either(almost 30) with a clean driving record and he bought a 400r and had a hard time finding someone to insure him and when he did it cost him about 3k a year. So my guess would be when you do find someone they are gonna charge you 4k+ a year.

My suggestions would be to try and find a motorcycle specific company there are a few out there just have to look for them. But first I would see if the company you are with for your vehicle will insure you. Often you get discounts for having more than one vehicle with them. If you own a house and insure that with them too it may equate to more of a discount.

Good luck with your search.
 

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As someone who lives in Toronto I can say your gonna be hard pressed to find an insurance company that is going to insure a new rider on a supersport...I just had a buddy just get his M2 and he isnt a young guy either(almost 30) with a clean driving record and he bought a 400r and had a hard time finding someone to insure him and when he did it cost him about 3k a year. So my guess would be when you do find someone they are gonna charge you 4k+ a year.

My suggestions would be to try and find a motorcycle specific company there are a few out there just have to look for them. But first I would see if the company you are with for your vehicle will insure you. Often you get discounts for having more than one vehicle with them. If you own a house and insure that with them too it may equate to more of a discount.

Good luck with your search.
Ok I’ll take a look, thanks
 

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Insurance companies in Ontario hate motorcycle riders. I have lost more than a few rider friends because their rates spiked for no reason other than the insurer felt it was necessary because of the bike they had and basically it forced them to sell their bikes which I am sure was what the insurer wanted by raising their rates in the first place.

When I say spike I mean going from 1k to over 2k so again call every company you can think of get quotes and go from there but dont be surprised if they all want a lot to insure you.

If you have to sell you bike I would suggest getting something smaller like a 400 or something that doesnt have supersport attached to it ride it for a few years (Years riding/licensed are the only thing insurance companies look at as far as giving you a better rate besides doing the initial M1 exit course that everybody does). Then try again for a supersport.
 

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Insurance companies in Ontario hate motorcycle riders. I have lost more than a few rider friends because their rates spiked for no reason other than the insurer felt it was necessary because of the bike they had and basically it forced them to sell their bikes which I am sure was what the insurer wanted by raising their rates in the first place.

When I say spike I mean going from 1k to over 2k so again call every company you can think of get quotes and go from there but dont be surprised if they all want a lot to insure you.

If you have to sell you bike I would suggest getting something smaller like a 400 or something that doesnt have supersport attached to it ride it for a few years (Years riding/licensed are the only thing insurance companies look at as far as giving you a better rate besides doing the initial M1 exit course that everybody does). Then try again for a supersport.
Alright thx
 
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